Tips for Paying for a Loved One’s Funeral
Families traditionally come together to bury or to cremate their dead. But what if you and your family don’t have enough money to pay for final services? Your first order of business should be to contact a St. Johns, OH funeral home to discuss the body disposition options available and the options for payment. So call a funeral home, make an appointment for a consultation, and then go in to discuss the matter with a funeral director. Here are some tips to lighten the load.
Share the Financial Load
If you and your family are short on funds, consider sharing the financial load so that it’s more manageable. It’s understandable if you need to focus on the bottom line money-wise – after all, a death in the family sometimes comes without warning. So you might simply be low on cash when the unthinkable occurs. But the more people in your family who are willing to contribute, the easier it will be for all of you. If there are people in your family who are willing to pay more than their fair share, that would be great as well. It will make things even easier for family members whose means are more limited.
Save Money by Choosing Cremation
There can be a big cost difference between a funeral service and a cremation, so a cremation might be the ideal choice for your family if funds are an issue. The good news is that going with cremation and keeping things simple won’t compromise the quality of the final send-off or cheapen the overall experience. If having a gathering of some type is important to you and your family, you can hold a memorial in the days or weeks after the cremation. You can also have a large family gathering at a private home where you just meet up and eat together.
Loan
Taking on debt to pay for final services should really be seen as a last resort. In other words, if nothing else works out, then try to obtain a loan. Chances are you’ll have good luck getting one from your bank since you already have a business relationship with them. But don’t sign up for a loan without first considering things like the interest rate. Another option might be getting a loan from a friend who you can trust and who knows you well enough to trust that you’ll repay the loan.
There definitely are some options for paying for a deceased loved one’s body disposition. Eley Funeral Home & Crematory, a premier OH funeral home in St. Johns, is your one-stop shop if you want assistance planning final services. We’re an experienced provider of funeral and cremation services, and we specialize in helping families who are grieving the loss of a loved one. You can stop by and see us at 1102 Lincoln Ave, Wapakoneta, OH 45895 or you can call us at (419) 738-7676 for a free consultation when you’re ready to talk. Whether you call or visit, we’re here to help.
